What's Amsterdam Currency? Your Guide to Money in the Dutch Capital

If you're planning a trip to Amsterdam, one of the most common questions that pops up is: “What’s Amsterdam currency?” Whether you're booking a canal cruise, grabbing a stroopwafel, or checking into your hotel, knowing what money to use is essential for a smooth travel experience.

The Official Currency of Amsterdam

The official currency in Amsterdam—and the entire Netherlands—is the euro (€) . The euro has been in use since 2002 and replaced the former Dutch guilder. If you're traveling from another country that doesn't use the euro, like the United States or the UK, you'll need to exchange your home currency either before your trip or upon arrival in Amsterdam.

The euro comes in the following denominations:

• Coins: 1 cent, 2 cent, 5 cent, 10 cent, 20 cent, 50 cent, €1, and €2
• Bills: €5, €10, €20, €50, €100, €200, and €500 (though the €500 note is rarely used)

Where to Exchange Money in Amsterdam

There are several options to get euros in Amsterdam. Here are the most reliable methods:

• ATMs (Geldautomaten): Widely available throughout the city, including at Schiphol Airport, train stations, and major streets. They usually offer better exchange rates than currency exchange offices.
• Currency Exchange Offices: Located in tourist-heavy areas like Dam Square and Centraal Station. Be cautious of commissions and unfavorable rates—always check the exchange rate before agreeing to a transaction.
• Airport Exchange Counters: Convenient but often come with high fees. Better for emergency use only.
• Banks: Some banks offer exchange services but may have limited hours and require identification.

Can You Pay in Dollars or Other Currencies?

No, you can’t use U.S. dollars, British pounds, or other foreign currencies to pay for goods and services in Amsterdam. Shops, restaurants, and public transport all expect payments in euros. Some businesses near major tourist areas might accept foreign currency, but they often give poor exchange rates and limited change.

It’s best to have euros on hand or use a travel-friendly card.

Card Payments and Contactless Options

Amsterdam is incredibly card-friendly . Most places accept debit and credit cards, especially Visa and Mastercard. Contactless payments via cards, smartphones (like Apple Pay or Google Pay), or smartwatches are very common—even at vending machines and public restrooms.

Tip: Some smaller shops or market stalls may only accept Dutch debit cards (Maestro). Always carry some cash just in case.

Currency Tips for Visitors

• Notify your bank: Let them know you're traveling to avoid card blocks due to suspicious activity.
• Use multi-currency travel cards: Services like Revolut, Wise, or N26 offer good exchange rates and no hidden fees.
• Avoid dynamic currency conversion: Always choose to pay in euros rather than your home currency when given the choice.
• Save coins: Many toilets in public places charge €0.50 to €1—often cash only.

What About Tipping?

Although tipping isn’t mandatory in Amsterdam, it’s appreciated. A small tip of 5-10% in restaurants, cafés, or taxis is common. You can usually tip in cash or add it to the card payment if the system allows.

Summary: The Euro Is King in Amsterdam

So, what’s Amsterdam currency? The simple answer: the euro (€) . From tulip markets to canal boat tours, having euros (or a card that handles them) ensures a smooth experience while exploring the vibrant Dutch capital. Whether you're a budget backpacker or a luxury traveler, understanding how money works in Amsterdam will help you avoid hassles and enjoy your trip to the fullest.

FAQ: Amsterdam Currency

• Q: Can I use my credit card in Amsterdam?
  A: Yes, most places accept credit and debit cards. Contactless is widely supported.
• Q: Should I bring cash to Amsterdam?
  A: Yes, having some euros on hand is useful for small purchases and emergencies.
• Q: Are U.S. dollars accepted in Amsterdam?
  A: No, euros are the only accepted currency.
• Q: Where should I exchange money in Amsterdam?
  A: ATMs usually offer better rates than currency exchange offices or airport kiosks.