What Does Amsterdam Use for Currency?

If you're planning a trip to the charming capital of the Netherlands, you might be wondering: what does Amsterdam use for currency? Whether you're about to buy a stroopwafel in a market or book a canal cruise, knowing how to pay is essential. In this guide, we’ll break down the currency Amsterdam uses, how to handle money during your visit, and tips to help you make the most of your euros.

The Official Currency of Amsterdam

Amsterdam, like the rest of the Netherlands, uses the euro (€) as its official currency. The euro is used by 20 of the 27 European Union countries and is one of the world’s most traded and stable currencies. The euro was introduced in physical form in 2002, replacing the Dutch guilder.

Here are some common euro banknotes and coins you’ll encounter in Amsterdam:

• Banknotes: €5, €10, €20, €50, €100, €200, €500 (note: €200 and €500 notes are rarely accepted in shops)
• Coins: 1 cent, 2 cent, 5 cent, 10 cent, 20 cent, 50 cent, €1, €2

Currency Exchange in Amsterdam

If you’re traveling from outside the Eurozone, you’ll likely need to exchange your local currency. Amsterdam has many options, but not all offer good rates. Banks, exchange bureaus, and ATMs are your main choices.

Tips for exchanging money:

• Use ATMs for better exchange rates than currency exchange shops.
• Avoid airport kiosks unless necessary—they tend to charge higher fees.
• Check if your card provider charges foreign transaction fees.

You can find ATMs (called “ geldautomaat ” in Dutch) throughout the city. Most accept Visa, Mastercard, Maestro, and Cirrus network cards.

Can You Use Credit Cards in Amsterdam?

Yes—but with a catch. While credit and debit cards are widely accepted in Amsterdam, not all cards are treated equally. The Dutch often use debit cards linked to the Maestro system, and some shops or cafés may not accept Visa or Mastercard.

What you should know:

• Always carry a small amount of cash. Some smaller vendors or local markets are cash-only.
• Prepaid travel cards or a contactless-enabled bank card (like Revolut or Wise) can help avoid fees.
• Contactless payments are very popular—especially for public transport and groceries.

Paying for Public Transport

In Amsterdam, public transportation is operated mainly by GVB. You can’t pay with cash on buses, trams, or metro lines. Instead, you’ll need a contactless payment card, OV-chipkaart, or an e-ticket.

Good news: international contactless bank cards now work on most GVB transport systems. Just tap in and tap out at the card readers when entering and exiting.

Digital Payments and Mobile Apps

Amsterdam is quickly becoming a cashless city. Mobile payment apps like Apple Pay , Google Pay , and Samsung Pay are supported at many places, including retail stores, restaurants, and museums.

If you're tech-savvy and want to minimize handling cash or cards, make sure your mobile wallet is set up before you travel.

Where You Might Need Cash

Although card payments are dominant, there are still places where cash is king:

• Street markets (especially for snacks or souvenirs)
• Public toilets (some charge €0.50 or €1 in coins)
• Small local shops or family-owned businesses
• Tips or small donations at churches or museums

It’s wise to carry around €20–€50 in small denominations just in case.

Tips for First-Time Visitors

• Inform your bank of your travel dates to avoid card blocks.
• Use a money belt or RFID-blocking wallet for safety.
• Keep receipts when using unfamiliar ATMs or exchange bureaus.
• Double-check payment terminals when using contactless to avoid incorrect charges.

Summary: What Currency Should You Bring to Amsterdam?

To sum it up, Amsterdam uses the euro (€) as its official currency . While it’s increasingly easy to use cards and digital wallets, having some cash on hand is still a smart idea—especially for smaller purchases or emergencies. Stick to ATMs for the best exchange rates and always be aware of transaction fees if you're using international cards.

FAQ

• Q: Can I use US dollars in Amsterdam?
  A: No, only euros are accepted. You’ll need to exchange your dollars or withdraw euros from an ATM.
• Q: Do taxis in Amsterdam accept cards?
  A: Most licensed taxis accept cards, but always ask before the ride.
• Q: Should I exchange money before arriving?
  A: It’s not necessary. ATMs in Amsterdam give fair rates and are widely available.
• Q: Is Amsterdam cashless?
  A: Nearly. Most people use cards or contactless payments, but some vendors still require cash.